Scammed by a fraud Crypto, Investment, Forex, Romance or any other scam? If so, MyChargeBack may be able to help you. Their expert team will know if there is a way to assist you. Fill out the form and get a free consultation today.
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Scamwatcher is a knowledge hub designed to inform everyone about the dangers of online fraud and scams. Scamwatcher was created to protect people from different scamming industries all over the world. We have one mission – helping people around the world to avoid falling victim to online scams.
We believe in a world without scammers and fraud. We want everyone to be able to recognize the scammers for who they are and not fall victim to their unscrupulous practices.
We aim to warn people about online financial fraud like Cryptocurrency, Forex, CFD, Romance scams, and more…
During the past 4 years, we have collected a large database of fraudulent businesses and we share it here. We expose scams daily.
How We Make The Reviews
Surely there is no easy way to find out whether a specific company is scam or not. Nowadays, scammers are becoming more and more sophisticated in the ways they work and go to far lengths to make their products look legit.
First step in discovering scamming website is to find them. This step includes multiple different ways such as tips from our readers, reports from relevant authorities or our extensive research network
Identifying potentially malicious websites
This step separates all websites that might look suspicious for the trained eye.
Further analyzing the selected websites
This step is about analyzing everything about a specific website. Usually there is something that gives them away, if you know how to do the proper research.
Sometimes there are some websites which are very careful in everything they do. In case we cant find out from the third step we register to the website itself to look inside it and communicate with the staff to find out their methods.
Posting the review
After analyzing all the data we post the review about the company. Scamwatcher.org does not have the intention to hurt anyone’s business unless we believe they are 100% scam.
Collect all the evidence such as e-mails, phone calls, text messages and bank receipts. You will need it to build up your case.
If you have been scammed and wish to arrange a free consultation, feel free to submit your complaint by clicking the button bellow.
What is a chargeback?
A chargeback is essentially the reversal of a charge made to your credit or debit card. Credit and debit card transactions are highly controlled and regulated in order to protect both consumers and merchants. Visa and MasterCard for example, have a set of terms and conditions that govern the use of their cards.
These terms and conditions govern the rights and responsibilities of the cardholder, their bank, the merchant and the merchant’s bank.
A consumer who has lost or had their card stolen, for example, can notify their bank to reverse any charges made. In addition, card holders are able to reverse an authorized charge for goods or services that were not received as advertised.
What does a chargeback cover?
Chargebacks cover all transactions made with a credit and debit card
What is the chargeback process?
1️⃣ – Customer initiates a dispute request over a transaction.
2️⃣ – Issuing bank reviews dispute charge and send transaction to acquiring bank electronically
3️⃣ – Acquiring bank receives the chargeback request, resolves the issue automatically or forwards it to the merchant
4️⃣ – Merchant either accepts the chargeback request or rejects it by sending evidence to the acquiring bank
5️⃣ – Acquiring bank reviews the evidence received from the merchant, ensure it meets the requirements before sending it to the issuing bank
6️⃣ – Issuing bank reviews evidence received from the merchant and makes a decision on the chargeback request
7️⃣ – Cardholder and merchant are notified of the decision where either party can initiate arbitration in the event that they disagree with the decision
How long do I have to submit a claim?
The timeframe to issue a chargeback typically depends on the card companys’ terms and conditions. Generally, cardholders should advise their bank within 120 days from the date of the transaction, however cases can extend up to 540 days and even beyond that with certain card companies. The key for a successful chargeback, however, is to file the request with your bank as soon as possible.
How long will it take for my money to be refunded?
It is difficult to accurately ascertain how long it will take for a successful chargeback as each case is different and there are many variables that determine the final outcome. Generally speaking, the chargeback process can take anywhere from 4 – 6 months. This time frame could be shorter when dealing with a simple case and slightly longer when dealing with more complicated cases.
What is a chargeback fee?
A chargeback fee is imposed by banks in an effort to recover incurred costs while handling consumer chargebacks and disputes associated with your account.